INVESTMENT TOOLS

Choosing an Investment

If you are unsure of which Capital fund meets your requirements, then we suggest that you speak with your financial advisor or contact us directly.

Long-Term Growth


Multi-Asset

Has a minimum of three years or longer to invest and want to maximise growth.

Capita BCI Cautious Fund

Capita BCI Balanced Fund

Equity


Has a minimum of five years or longer to invest and want to maximise growth.

Capita BCI Equity Fund

At Capita, we can inform you about the financial needs our various products aim to meet. We may also provide you with generic information about our products.

We may not, however, provide you with financial advice, which means we can’t tell you which of our products is best for your personal circumstances. This is the role of an authorised financial adviser.

Compare Investments

Please click on the name of each Fund to compare.

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
SA Multi-Asset Low Equity sector average.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio's equity exposure may be as high as 40% of the portfolio's net asset value.The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate andexchange rate swap transactions.

RISK RATING
Low to moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
5 March 2014

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity

INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, and 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
0.85% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
SA Multi-Asset High Equity sector avergage.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate and exchange rate swap transactions. The portfolio’s net equity exposure will range between 0% and 75% of the portfolio’s net asset value.

RISK RATING
Moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
5 March 2014

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
0.85% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
FTSE/JSE Capped Shareholders Weighted Index (J433T)

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The portfolio aims to provide investors with high long-term capital growth with a relative low risk of long-term capital loss by investing in a diversified portfolio of local and offshore equity securities. The portfolio’s equity exposure will always exceed 80% of its asset value. The portfolio’s investment universe consists of equity securities, preference shares, property shares and property related securities listed on exchanges, interest bearing instruments as well as assets in liquid form. The portfolio may also invest in participatory interests and other forms of participation in portfolios of collective investment schemes. The portfolio may from time to time invest in listed and unlisted financial instruments.

RISK RATING
High

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
Equities and cash

General:


LAUNCH DATE
27 February 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not Applicable

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
1.25% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
SA Multi-Asset High Equity sector avergage.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate and exchange rate swap transactions. The portfolio’s net equity exposure will range between 0% and 75% of the portfolio’s net asset value.

RISK RATING
Moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
5 March 2014

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
0.85% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
SA Multi-Asset Low Equity sector average.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio's equity exposure may be as high as 40% of the portfolio's net asset value.The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate andexchange rate swap transactions.

RISK RATING
Low to moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
5 March 2014

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity

INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, and 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
0.85% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
FTSE/JSE Capped Shareholders Weighted Index (J433T)

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The portfolio aims to provide investors with high long-term capital growth with a relative low risk of long-term capital loss by investing in a diversified portfolio of local and offshore equity securities. The portfolio’s equity exposure will always exceed 80% of its asset value. The portfolio’s investment universe consists of equity securities, preference shares, property shares and property related securities listed on exchanges, interest bearing instruments as well as assets in liquid form. The portfolio may also invest in participatory interests and other forms of participation in portfolios of collective investment schemes. The portfolio may from time to time invest in listed and unlisted financial instruments.

RISK RATING
High

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
Equities and cash

General:


LAUNCH DATE
27 February 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not Applicable

CURRENCY AVAILABILITY
South African rand

STATUS
Open

LIQUIDITY
Daily

Fees:


Capita Initial Fee
NIL

Capita Annual Management Fee
1.25% (excluding VAT)

Capita Performance Fee
NIL

Advisor Maximum Initial Fee
3.00% (excluding VAT)

Advisor Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Risk Indicator